After a crash, towing is one more thing to worry about. Here is who typically pays for it in Virginia, and how to avoid fronting the cost.
The Short Answer
In most Virginia accidents, the tow is ultimately paid by an insurance policy, not out of your pocket, but which one depends on fault and your coverage. The key is knowing who to bill and keeping the paperwork so you're not stuck fronting the cost.
Who Is Responsible
- The at-fault driver's liability insurance often covers your tow when the other driver caused the crash
- Your own collision coverage can pay for the tow as part of the claim, then recover from the at-fault insurer
- Your roadside/towing coverage can pay regardless of fault
- If fault is disputed, your own insurer typically pays first and pursues reimbursement later
How to Avoid Fronting the Cost
At the scene, get the other driver's insurance info and the police report number. Tell your tow operator where you want the vehicle taken (your body shop of choice, not just any lot). Then keep every receipt and file promptly. If your insurance covers towing, they may arrange it directly. See does insurance cover towing.
Let Us Handle the Vehicle
PWC Towing provides fast accident towing, coordinates with local police at the scene, works with all insurers, and delivers your car to the body shop you choose, not a lot that racks up storage fees. Call 571-520-0898.